Finance | Undergraduate BBA

The Finance program offers a comprehensive, intensive, and rigorous curriculum for students who wish to pursue careers in corporate finance, investments, investment banking, financial analysis, personal financial planning, and other areas of the global financial services industry. The Finance program offers students three concentrations within the major: Finance, Risk Management and Insurance, and Actuarial Science. The department is also affiliated with the two professional industry centers: the centers for Insurance Education (CIE) and the Center for Financial Services (CFS). 

Since 1970, over 35, 000 alumni have graduated from this department and represent the largest number of African Americans on Wall Street.  Furthermore, Howard University is the only Historically Black College or University (HBCU) to offer an insurance concentration. 

Chartered Financial Analyst (CFA) Institute, the global association for investment professionals that awards the prestigious CFA designation, granted in May 2009 a CFA Program Partnership status to the undergraduate and graduate Finance Programs of School of Business, Howard University. CFA Institute partners with only a limited number of globally diverse, select institutions whose degree programs cover a significant portion of the CFA Program Candidate Body of Knowledge, including its ethical and professional standards.  This partnership provides various benefits including CFA exam scholarships. 

View the program of study below based on the semester admitted to the University.

Concentrations in Finance

Concentrations are an area of focus in the major discipline. Coursework is fulfilled through required major electives and included in the original 120 credit hour degree requirements.

Actuarial Science

Study mathematics, statistics and financial theory to quantify risks, especially related to investments, consumer demand, illnesses, and accidents while preparing to pass actuarial exams and work for consulting firms, insurance companies, and the government. Requires INSU 350, INSU 351, INSU 352, INSU 354, MATH 190 and MATH 193.

Fall 2022 and Later

Fall 2019 - Spring 2022

Risk Management & Insurance

Study a variety of subjects related to risk management and insurance with a focus on professional training requirements in the insurance and financial services industry to gain career opportunities in the business community and the government. Requires INSU 350, INSU 351, INSU 352 and INSU 354.

Fall 2022 and Later

Fall 2019 - Spring 2022

Mission

Consistent with the missions of the School and University, the mission of the Finance BBA program is to provide a high-quality education in the fields of finance, real estate and insurance with a particular niche of assisting students to find a career path in the financial service industry, including commercial/investment banking, real estate and insurance. This program aims to prepare the next generation of minorities to work as financial experts and business executives.

Program Learning Goals

  1. Understand time value of money concepts and their applications to capital budgeting and valuation.
  2. Analyze the relationships between risk and return for the development of a portfolio and making capital budgeting and investment decisions.
  3. Analyze and interpret the interrelationships between interest rates and financial securities.
  4. Apply international financial concepts to the development of policies and the analysis of the business environment.
  5. Develop, analyze, and use spreadsheets for financial analysis.
  6. Analyze and interpret financial statements.